The primary benefit of renters insurance is to cover which of the following?

Renters insurance primarily provides coverage for personal belongings and liabilities. This type of insurance is designed to protect tenants from financial losses due to various risks, such as theft, fire, or water damage that could affect their personal possessions within a rented property. In addition to covering the physical items, renters insurance usually includes liability protection, which can help cover legal expenses if the policyholder is found responsible for causing injury to others or damaging their property.

In contrast, other options do not fall within the primary scope of renters insurance. Home repairs are generally the responsibility of the landlord and are typically covered under the landlord's property insurance. Legal fees related to evictions are also usually handled through different legal provisions and would not be covered by renters insurance. Finally, while some policies may offer limited coverage for loss of rental income under specific circumstances, rent payments due to unemployment are not a standard benefit included in renters insurance. Thus, the primary focus remains on protecting personal property and providing liability coverage.