What do physical hazards generally refer to?

Physical hazards typically refer to dangers that originate from specific physical conditions, which can either be natural or caused by human activities. This includes risks associated with environmental elements like weather events, geological formations, or even hazardous materials.

Understanding physical hazards is crucial, especially in areas such as insurance, health, and safety. They encompass a wide range of risks, such as slips and falls due to uneven surfaces, injuries from equipment, or natural disasters like floods or earthquakes. Each of these can impact individuals and property, making awareness and management of these hazards vital for safety and risk mitigation.