What is defined as "wrongful written/published word" in insurance terms?

Libel refers specifically to defamatory statements that are made in a permanent form, such as writing, prints, or any published media. In insurance terms, this is crucial because it pertains to the protection a policyholder may seek if they are accused of damaging someone's reputation through such published statements. The concept of libel is significant in defamation law because it requires proof that the written statement was not only false but also damaging to the subject's reputation. Insurance policies, particularly liability insurance, often include coverage for libel claims, as they can lead to legal action if someone feels harmed by the published content. This is distinct from slander, which pertains to verbal defamation, and emphasizes the written nature of the statement in question.