Which of the following is typically covered under renters insurance?

Renters insurance is designed to protect individuals who are renting a home or apartment. It typically covers personal property, such as furniture, clothing, and electronics, in case of theft, fire, or other specified perils. Additionally, renters insurance includes liability protection, which covers injuries to others or damage to their property that occur within the rented property. This combination of personal property and liability coverage serves to protect the renter’s financial interests while they occupy a rental space.

The other options do not align with the purpose of renters insurance. For instance, coverage for building structure repairs is generally the responsibility of the landlord or property owner, not the renter. Likewise, landlord’s property damages pertain to the property owner’s insurance responsibility, and homeowners association fees are typically related to ownership situations rather than renting. Thus, the correct answer focuses on the core coverage elements that renters insurance provides to its policyholders.